Frequently Asked Questions

What can you take off my credit report?

We can take off any inaccurate, unverifiable, or misleading information such as:

What can't you take off my credit report?

We can't remove the following:

How long will it take to restore my credit?

Each situation is diffrent. Most credit restoration cases take between three and six months — some lasting as long as a year.

Do credit cards affect my credit score?

Yes. Credit cards are a major component of the overall credit score. In fact, they account for 30% of your credit score.

What are the risks I run with repairing my credit?

There are NO risks. The only thing that will happen is that we will improve your credit bureau report. The credit bureaus will not penalize you.

Will the items that are removed from my credit bureau reports ever come back?

No.